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Is HO-4 the same as renters insurance?

HO-4 insurance is the same thing as renters insurance. The coverage may also be called tenant insurance with some carriers. HO-4 insurance may be the right policy type for you if you rent the dwelling you live in. What is the best renters insurance company?

What is the difference between Ho 4 & Ho 5 homeowners insurance?

HO-4 — Simply speaking, this policy type describes a renters insurance policy. Typically with these policies, your liability and your personal property are covered up to the policy limits. This is an ideal policy for someone renting an apartment or house. HO-5 — Designates a "comprehensive form" homeowners insurance policy.

Where can I get HO-4 renters insurance?

HO-4 renters insurance is widely available through many insurance companies, including national, regional and local carriers. Many carriers offer online quoting for HO-4 coverage. Comparing multiple carriers before choosing a policy may help you find the coverage you need at a competitive price.

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